Can Bad Credit Suddenly Change for GOOD??

I was out to dinner with several girlfriends recently and one friend was asking about a lawyer who claims that, in three months, he can bring her bad credit up from the 400's to the 700's! I immediately thought, "Are you kidding me?" Talk about a shister!

So I did some researching and according to Joe Ridout, spokesperson for the nonprofit group Consumer Action, he states, "The was they operate is that they'll dispute everything on your credit report that is negative. While the dispute is in effect, these negative items can be taken out of commission for the short term, so for a couple of weeks' time, your credit report or score looks better." But that is temporary. He goes on to state "They could tell you to apply for a new employee tax ID number. But it is illegal to do so."

And knowing this now, do you think giving these shady characters your private information, such as your Social Security number and birth date isn't screaming out "Identity Theft?" You might as well have put a lawn sign on the front of your home with the same information.

There is no short cut to improving your credit score. All you can do is pay your bills on time, get rid of any false information on your credit reports (get free reports at annualcreditreport.com) by contacting your lenders and pay off debts as soon as you can, especially anything that has gone to a collection agency. And if there is any negative items on your report, keep them to the bare minimum and prove yourself to be trustworthy by not letting it happen again. It takes time, but you will gain the trust for credit once again.

Here are the links to the individual credit reporting agencies:

Experian: http://www.experian.com/

Equifax: http://www.equifax.com/home/en_us

TransUnion: http://www.transunion.com/

Victoria’s Secret Harlequin 2009 Fantasy Bra Revealed

Mark your calendars everyone because the 2009 Victoria’s Secret Fashion Show is airing on CBS December 1st! And from the picture above, this year’s Fantasy bra is going to be a huge show-stopper.

Marissa Miller was the lucky Angel chosen to model the exclusive, luxurious and diamond-encrusted Harlequin Fantasy Bra, which was designed exclusively for the retailer by a team of 15 designers and craftsmen from famed jeweler Damiani.

The bra, which is an embroidered Very Sexy Plunge Multi-Way, is valued at $3 million because it features a very rare 16-carat heart-shaped champagne diamond pendant, which is then surrounded by over 2,350 brilliant-cut white-, champagne- and cognac-colored diamonds, bringing it to a total of about 150 carats! Damiani does all of its work by hand and said 800 hours went into making the piece.

A girl can wish, can't she!??

See all the Angels plus musical performances by the Black Eyed Peas at the VS’s holiday infused lingerie runway show Tuesday, December 1st at 10 p.m.

Black Friday Weekend through Cyber Monday Sale! % off and free shipping upgrade!

Looking for some great lingerie for yourself or a loved one...well, come and do your shopping at www.naughtyandnicelingerie.com on Black Friday...midnight Friday morning, through the weekend to midnight Tuesday morning (Monday night), you can enjoy 10% off EVERYTHING in my store...even those items already on sale! However, certain restrictions do apply..please read on.

In order to receive this discount, the items CANNOT be purchased through Ebay. All orders must be emailed directly to me at sales@naughtyandnicelingerie.com. You can just send me the item numbers and the description. This is a first come, first serve basis. If I get two emails with the same item requests and I only have one left (most item quantities just list one, even when I have more in stock) the email received first will get the item. I will then send you a request through paypal and once payment is received, your item will be placed in the mail!! For orders over 75.00, I will give you a free upgrade to priority shipping (within the USA), to ensure receipt of your goods in time for the holidays!

Some featured items include:

VS sleepshirts which make fabulous gifts!

VS satin robes are always a favorite.


And with this sale, you can save 30% on clearance and other selected merchandise! And everything currently listed in my store has FREE SHIPPING* (* in the US only). So whether they are on sale or not, free shipping* applies!

So, with your orders, you receive fast free shipping*, dollar rewards (sign up required) and free gifts (with multi-item orders)! 10% off sale only applies to orders emailed directly to me beginning Black Friday, the day after Thanksgiving, at midnight. And for those orders over 75.00, I will upgrade your order to priority shipping for free*! So, hope to see you shopping Black Friday through Cyber Monday weekend!

Thanks again and have a great day!

Brenda

www.naughtyandnicelingerie.com

End of the month sales at Naughtyandnicelingerie.com

Hello fellow lingerie lovers!

It's getting close to the end of the month...so that means I posted some sales!

Enjoy:

10% off Faris, Fantasy, Tease and Frederick's of Hollywood items.
20% off Clearance items.



BLUE POINT 2-PIECE BIKINI / "WET" LEOPARD / SIZE 4



FREDERICK'S OF HOLLYWOOD SATIN-LACE CHEMISE/LARGE/RED



FARIS LINGERIE GOLD MYLER LACE BABYDOLL / LARGE



FANTASY ESPECIALLY YOURS PLUS SIZE SHORT PEGNOIR SET



TEASE BODYWEAR "HIS & HERS" CAMOUFLAGE SET

Victoria’s Secret Expands Bra Size Range

While looking at the Victoria’s Secret website today, doing some research, I noticed a new section of bras – DDD! Of course I immediately clicked to see, and found a selection of 12 bras available in sizes 32DDD – 40DDD. These fuller-figure bras are not only full coverage but also demi, plunge, minimizer, t-shirt, and balconet styles. I was even able to snatch a few from my vendor and posted them for sale in my store. I was only able to get two, in 40DDD. Check them out here.



I looked to see if there were any other new bra categories available and I found an AA section with 10 bras available in sizes 32AA and 34AA.



I think they finally listened to their buyers! Now you can take advantage of the new sizes.

Size Chart Woes: The Naked Truth About Bra Sizes

Michelle, fashion blogger of The Pretty Year, has recently written some excellent explanations of the relationship between bra band sizes and cup letters – I just had to share them with you! Check it out..you may be surprised!

Size Chart Woes: The Naked Truth About Bra Sizes

Here are some of the questions and photos shown:

Question #1: Which of these bras is bigger in cup size?



Question #2: Okay, which of these bras has the bigger cup size?



Question #3: How about these bad boys?



…there seems to be a major discrepancy between What We Were All Taught about bra sizing and Bra Reality.



You may be surprised by the answers!

Book: Underneath It All

I received an email today discussing the new book Underneath It All: A girl’s guide to buying, wearing, and loving lingerie, written by lingerie boutique owner Jennifer Carroll and lingerie lover Kathy Schultz. So I starting researching about the book, since it intrigued my interest. I understand that the book itself is small (it could easily be slipped into a handbag) and a quick read. But what about the contents?

I heard that Underneath It All is probably best for someone new to lingerie or someone who is trying to overhaul her lingerie wardrobe. While I was doing my research and checked the index of the book, I was pleasantly surprised to read some of the excerpts and the titles of the chapters. Some of the chapter titles include a brief history, your lingerie style (from simple to seductive...hmm..I like that line), Lingerie 101, Sizing matters (which covers the importance of wearing the correct bra size), Bare essentials (no..not the makeup), Behind closed doors (how to dress for sex-cess), Bridal lingerie, and lingerie longevity (care for the undies). I am really interested in the behind closed doors chapter, since not many books actually address dressing for your partner. You have to love your lingerie, but what about satisfying the partner and yourself aswell??

I think this book takes a different approach to everything. In fact, I understand that in the beginning of the book, you take a sort of lingerie personality test, which is then used to help you identify the styles that might best suit your lifestyle and tastes – including what might catch your eye and also which specific brands may be good to start with. It's only a guide, but may prove to be helpful.

While the book does talk about the benefits of wearing lingerie as part of your everyday life (You look good! You feel good!) it seems that most of the information is centered around helping you pick which pieces to buy and wear. Underneath It All also discusses which shapes and styles are best for your body type, so you can nail down your most flattering choices. The back of the book features a helpful directory of some lingerie boutiques (sorted by US state) as well as online retailers. Sadly, I didn't make the book...the nerve!

Even still, I put it on my wishlist and look forward to getting this and other books. I try to learn all I can about lingerie and I love it! I soak up the information like a sponge. I want to be the best lingerie seller I can be, and books like this are helpful.

Check it out for yourself with the Look inside feature on Amazon.com.
And once you have decided on what you may want to buy, don't forget to check out my online store for all of your lingerie needs at naughtyandnicelingerie.com.

From the Dr. Oz Website: National Sex Experiment

The kids. The job. The house. Americans prioritize everything above their romantic partners – and as a result, the country is in the midst of a sexual famine. Dr. Oz wants you to have more sex, so take part now in the National Sex Experiment. Learn how to reconnect with your partner by starting with small moments of intimacy and connectivity, before opening yourself up to the best sex of your life!

 

Are you game? Join the Dr. Oz National Sex Experiment and click here to tell us how you (and your partner) are doing!

A Victoria’s Secret Store Finally Opens in Canada

Limited Brands, the parent company of Victoria’s Secret and La Senza (acquired by Limited Brands Inc in 2007), will finally be bringing the major lingerie brand to Canada this year, starting with Ontario.

The first four stores, which will be Victoria’s Secret Pink Outlets, begin to open this month. The country’s first Victoria’s Secret flagship opening will follow in spring 2010. The location and Grand Opening is as follows:

Conestoga, Waterloo - Opening October 15, 2009
Mapleview, Burlington - Opening October 22, 2009
Square One, Mississauga - Opening October 29, 2009
Vaughan Mills, Vaugh - Opening November 5, 2009

Victoria’s Secret PINK is phase one of the brand’s Canadian infiltration, beginning next month. An offshoot of the Victoria’s Secret brand, PINK and its merchandise focuses on collegiate loungewear and athletica, ultimately targeting a more youthful market than its seductive older sister.

Unfortunately, I couldn't find any images of the actually stores yet, but here’s a shot of the Victoria’s Secret Flagship in NYC. It may just give us an idea of the style and elegance the Canadians may be in for.